Attention homeowners in Dallas and Dallas County: Get an Appraisal today!
The top seven reasons why Texas homeowners hire Gary R Hall Appraisal LLC:
We at Gary R Hall Appraisal LLC understand the unique needs of a customer in need of appraisal services. Our regular business clients understand the appraisal process and the usual "products" we deliver to them. As our client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Gary R Hall Appraisal LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.
Challenge Tax AssessmentLet's say your house is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from Gary R Hall Appraisal LLC is your strongest weapon.
Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. At Gary R Hall Appraisal LLC, we're veterans in helping homeowners just like you do away with unnecessary PMI insurance.
Recently got a freeze to your HELOC?If your house is near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An appraisal from Gary R Hall Appraisal LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.